As the name suggests, an at-call account allows you to access your money straight away. In other words, at-call.
At-call accounts differ to a Term Deposit in that they do not have a maturity date and the rate they pay can change at any time. This is referred to as a variable interest rate as opposed to a fixed rate.
We will notify you if you have an at-call account and the rate changes.
Given your funds are at-call, if the rate decreases and you want to move your deposit elsewhere, you can do so immediately.
You can add funds to and withdraw funds from an at-call account. Interest is calculated on the daily balance and paid monthly.